There are lots of reasons consumers call on GMA Appraisal Group

To a lot of us, an appraisal is simply one more thing on the break-sheet for a home sale or refinance. And while there are an increasing number of automated home valuation methods that might seem less expensive than an appraisal, almost all lenders still call for a local expert because the stakes are so high. You might believe that obtaining a mortgage is the only reason to acquire an appraisal, but there are other times when the services of a certified, independent real estate professional might come in handy.


	For real estate appraisals in Scottsdale and Maricopa County, it's easiest when your order online from GMA Appraisal Group, just click here.

Let GMA Appraisal Group help you challenge your tax assessment in Maricopa County

If you live in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. An appraisal from GMA Appraisal Group is your best evidence when building your case. At GMA Appraisal Group,we can assist you in challenging your tax assessment.

Let GMA Appraisal Group assist you in lowering your mortgage payment

When the amount being loaned to the homebuyer is more than 80% of the actual value of the property, nearly all lenders ask buyers to buy an additional insurance plan. That policy is Private Mortgage Insurance, or PMI. This extra payment is often bundled into the monthly mortgage payment and is soon forgotten. This is damaging because PMI is no longer required when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to eliminate the PMI payments when the balance is paid down to 78% of the original value.

GMA Appraisal Group will provide you with a statement regarding the value of your home, and the cost of the appraisal can usually be offset in a short amount of time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce can be a very traumatic event for both parties, and it is often more complicated by the burdensome decision of who keeps the property. Regardless of the situation, it's prudent to order an appraisal from GMA Appraisal Group so both parties are completely aware of the true market value of their home.

The parties will have a clearer picture of what price to set, if they need to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Fair and accurate estate liquidation with help from GMA Appraisal GroupSettling an estate

The death of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We ensure the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to take care of these affairs. And since a home or other property often makes up an uneven share of the total estate value, knowing the precise value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've gotten an honest deal.

Let GMA Appraisal Group help you with relocating to or from Maricopa County

Moving due to a job change can be a more than just an inconvenience. We know where you're coming from. That being said, we take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive characteristics of their property, as well as information about any recent sales or listings in their neighborhood that they want considered during our detailed process.

Sell your home quickly at the right price

A professional appraisal will help you make a better educated decision when determining your selling price, whether you decide to sell your home on your own or use the assistance of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. The price we charge isn't a percentage of the sales price, but rather they rest on our efforts to finish the appraisal.

We examine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long houses are on the market. So, getting a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.